Home ] President ] New Account ] Products ] News ] Claims ] Applications ]

 

 

       

Retail & Wholesale              

bulletAntique Stores - no item over $1,000
bulletGourmet Foods
bulletAppliances - incl installation or repair
bulletGrocery -  $100,000 maximum contents limit* 
bulletArmy and Navy Stores - no military goods other than clothing
bulletHardware
bulletArt Galleries or Studios - no item over $1,000
bulletHat Sores - no silk screening
bulletArtist Supplies
bulletHobby, Model Maker or Artist Supply 
bulletArts & Crafts
bulletHousehold Appliances
bulletAuto Parts and Supplies - excl installation of parts or auto repairs 
bulletIce Cream or Yogurt Stores - no seasonal operations
bulletBait and Tackle Shops
bulletJanitorial Supplies
bulletBakeries*
bulletJewelry
bulletBarber Shops - excl Professional Liability
bulletKitchen/Bathroom Cabinet Stores
bulletBeauty Parlors -excl Professional Liability & tanning
bulletLeather Products
bulletBeauty Supplies
bulletLighting Stores
bulletBeverages - soft drink, beer, wine & liquor
bulletLiquor Stores
bulletBlinds & Shades Stores
bulletLuggage
bulletBook & Magazine
bulletMail Box or Packaging Stores
bulletBridal Wear
bulletMarine Supplies - no installation
bulletCamera & Photo Equipment
bulletMeat, Fish or Poultry
bulletCandy or Confectionery
bulletMen's Wear - 5000 sq ft max for retail 
bulletCarpets and Rugs
bulletMusical Instruments
bulletCaterers -off premises only
bulletNewsstands
bulletCell Phones and Beepers - Basic Form only
bulletOffice Furniture
bulletChina and Glassware
bulletOffice Machines and Supplies
bulletClocks 
bulletOptical Goods Store
bulletClothing or Wearing Apparel - men & women only, no thrift stores
bulletPacking & Shipping - retail, drop locations only
bulletCollectibles or Memorabilia - no item over $1,000
bulletPaint & Wallpaper
bulletComputer Stores - Basic From only
bulletPainting, Picture or Frame Stores - no item over $1,000
bulletConvenience Stores - Basic Form only
bulletParty Supplies
bulletCopy or Duplicating Services
bulletPet Stores & Grooming - with incidental boarding - no breeding or exotic pets 
bulletCosmetics, Toiletries & Perfumes
bulletPhotographers
bulletDairy Products
bulletPrinters
bulletDelicatessens*
bulletRecord, CD &  Pre-Recorded Music
bulletDonut Shop*
bulletRefrigeration Equipment - incl installation or repair
bulletDrug Stores - excl Prducts & Professional Liability
bulletRestaurant Supplies
bulletDry Cleaners - petroluem or synthetic solvents- no fur storage, bailee or transit coverage, no habitational occupancies in building. 
bulletSheet Metal Distributors
bulletElectronics - Basic Form only
bulletShoes and Sneakers
bulletFabric Stores
bulletShoe & Boot Repair Shops
bulletFeather Disrtibuters - $250,000 maximum property values
bulletStationary or Paper Products
bulletFilm Developing
bulletTailors or Dressmaking
bulletFloor Coverings
bulletTile Stores
bulletFlorists
bulletTV & Radio Sales or Repair
bulletFood Products Distributor - no cold storage or private labels
bulletUpholstery Shops
bulletFormal Wear or Costumes - Rented to Others
bulletVacuum Cleaners
bulletFruit & Vegetables - $100,000 maximum contents limit
bulletVariety &  $.99 Stores
bulletFurniture - new only -  $250,000 maximum contents limit
bulletVideo Stores
bulletGas Stations - excluding repair or garage operations
bulletWatch Sales & Service
bulletGift Shops - no item over $1,000
bullet Wigs
bulletGolf & Tennis Supplies - no lessons 
bullet Women's Wear

* if flame cooking or deep fat frying - refer to Restauants

Back to Classes       Top