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Real Estate 

  

bulletBuilding or Premises - bank or office, mercantile or mfg. - Lessor's Risk - no more than 75% habitational
bulletBuilders' Risk Property Coverage - habitational and office occupancies only
bulletCondo/Town House Associations
bulletReal Estate Agents - no real estate management
bulletStrip Shopping Centers
bulletTaypayer - store or office with apartments above - no more than 75% habitational

Real Estate Underwriting Practices

Buildings with garage operations as tenants are not written if the garage  occupies more than 50% of the building or does collision &/or body work.

Building with commercial tenants that cook with an open flame or deep fat fryers should review our restaurant section for kitchen fire protection requirements.

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