Equipment Breakdown Coverage

Today’s main street businesses all rely on mechanical and electrical equipment to keep their operations running smoothly.  Yet, equipment breakdown is not covered by most standard commercial property insurance, putting those businesses at risk. 

At North Sea Insurance Company, we understand that equipment failure can quickly grind operations and income to a halt, so will be embedding Equipment Breakdown Coverage* into our commercial policies effective 1/1/2011.

Our equipment breakdown coverage protects over 1,000 types of equipment including, but not limited to, boilers and pressure vessels, air conditioning units, refrigeration units, motors, pumps, compressors, data processing equipment, business and communication equipment, and electrical equipment for losses due to mechanical breakdown, steam explosion and electrical arcing.

Our equipment breakdown coverage is provided in partnership with Mutual Boiler Re.  For more information, please visit Mutual Boiler Re’s website at www.mutualboilerre.com.

* Coverage available in New York only.