Accessing the pages on north-sea-ins.com constitute the user’s agreement
to our Terms and Conditions.  Information collected via this web site is protected by our Privacy Policy.

Please read these Terms and Conditions carefully before using this web site. By accessing and using this web site you are agreeing to be bound by these Terms and Conditions. North Sea Insurance Company reserves the right to modify these Terms and Conditions at any time. Please check this page regularly; your continued use of this site will constitute your acceptance of any revisions to the Terms and Conditions.

Proprietary Information

All information provided by North Sea Insurance Company (“North Sea”) through its web sites or e-mail transmissions is owned by or licensed to North Sea. North Sea and its licensors retain all proprietary rights to North Sea information. All unauthorized use of published information is strictly prohibited without prior written permission from North Sea. You may, however, copy or print without alteration documents published on our sites or transmitted via e-mail for noncommercial use within your organization provided that all copyright and other proprietary notices appear in all copies in the same manner as the original.

All trade names, trademarks, service marks, images and logos on materials, including electronic facsimiles, which are published by North Sea are proprietary to their respective owners and are protected by applicable trademark and copyright laws. North Sea owned marks include but are not limited to North Sea Insurance Company ®. Any unauthorized use of North Sea owned marks or graphics is strictly prohibited. Further, any product, process or technology contained in individual documents on our web sites may be the subject of other intellectual property rights reserved by North Sea.

No portion of this web site or any other intellectual property of North Sea may be used on any other web site, in the source code of any other web site or in any other printed or electronic materials, except as expressly provided herein. Linking from another web site to any page in this web site is strictly prohibited without prior written permission. North Sea assumes no responsibility for any material outside of North Sea owned web sites that is accessed by any hypertext or other computer link through any of our web sites. Any attempt or act by you, directly or indirectly, to disrupt, impair or interfere with, alter or modify any North Sea owned web site, e-mail server or proprietary information is strictly prohibited.

Products and Services

The information contained on North Sea web sites is intended as general information and does not constitute complete descriptions of all terms, exclusions and conditions applicable to the products and services offered by North Sea. Insurance coverage provided by North Sea is limited to actual policies issued and is subject to the terms and conditions stated in the policies. Product availability varies by state and the individual circumstances of each applicant. The on-line completion of a North Sea insurance application creates no express or implied obligation on the part of North Sea to offer a quote or provide insurance as requested.

Privacy

Please review our Privacy Policy which also governs your visit to North Sea web sites.

Disclaimer of Warranty

The content and materials in North Sea web sites are provided “as is”. North Sea expressly disclaims all warranties, express or implied, with respect to North Sea sites and the material contained therein. This includes, but is not limited to, warranties that the material is of any particular level of quality or is fit for a particular purpose; that the functions or operations of this site will be uninterrupted or error-free; that defects will be corrected; that our web sites, e-mail sent from North Sea or the servers that make them available are free of viruses or other harmful components or conditions; or that the information contained in the sites is accurate of any particular date. Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimer may not apply to you.

Limitation of Liability

North Sea is not responsible for any injury, loss, claim or damage, nor any indirect, special, incidental or consequential damages of any kind, whether based in contract, tort, strict liability, or otherwise, which arises out of (1) the use of, or the inability to use, North Sea sites or the information found on North Sea sites; (2) use of, or the inability to use, any site to which you hyperlink from our sites; (3) failure of performance; (4) error, omission, interruption, defect or delay in operation or transmission; (5) computer virus; or (6) line failure. North Sea is not liable for any economic, consequential or incidental damages, damages reasonably expected to result from a loss or injury or other miscellaneous damages and expenses resulting directly from a loss or injury. In addition, North Sea is not liable even if we have been negligent or if we have been advised of the possibility of damages.

Some states do not allow the exclusion of liability for certain damages, so the foregoing exclusions may not apply to you in their entirety. Our liability to you for all losses of any kind, regardless of the legal theory for the claim, is limited, in any event, to the amount you have paid to access our sites.

Jurisdiction

Use of this site shall be governed by and construed in accordance with the laws of the State of New York without giving effect to any principles of the conflicts of laws. Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in Nassau County, New York.

Should any provision of these Terms and Conditions be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.